Published: March 4, 2026
By: Sheldon “Trey” Vice III, LSU Manship School News Service
BATON ROUGE–Louisiana Insurance Commissioner Tim Temple is working with a national panel of insurance commissioners to establish a targeted discount rate for homeowners who install a fortified roof.
The benchmarks will be minimum discounts on homeowner policies that insurance providers are required to meet unless they can provide evidence that offering those rates is financially impossible or would be harmful to the company.
In an earlier interview with the LSU Manship School News Service, Temple had said the department would ask companies to “begin the discounts between a 20% to 30% range.”
More recently, he said the department is still determining the discount target. He said initial studies would be completed by the end of this week.
“Based on those studies, we will then set the benchmarks,” he said.
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